How well do you know the economics of your business?
Let us show you some eye opening numbers.
What are your assets under management?
$1M
$500M
How many clients do you have?
1
200
| broker dealer | united capital | |
| Estimated Revenue Based On Where You Are Today | Estimated Revenue Based On Where Your Business Could Go |
Calculations based on your net revenue for clients. Feel free to check our math: |
||
| Customer pays for your services (based on a 1% fee). | Customer pays for your services (based on a 1% fee). |
|
| $0 | ||
| Bd keeps .8% You pay your broker dealer their cut | UC keeps 0% That's right, no haircut |
|
| Program costs 20% You pay your broker dealer, again (someone has to cover costs for superbowl ads) | Program costs 15% You pay united capital (someone has to build you awesome client tools). |
|
| net revenue pay | net revenue pay | |
HOW DOES AN 18% REVENUE LIFT SOUND?
Eliminating unnecessary haircuts and operating costs are only the first step toward growing your business. You know that your long-term success rests on your ability to stay competitive, provide increased value to existing client relationships and have digital tools that allow you to take on more clients.
Now Ask Yourself:
- Will clients continue to pay 1%?
- How many more clients can you support?
- Is your technology attracting new clients under 50?
| broker dealer | united capital | |
| Average broker/dealer portfolio management fee | United capital all-in-one portfolios* |
Based on your input, we have calculated your clients’ average portfolio value as: |
YOUR CLIENT COULD LOWER THE COST THEY PAY FOR PORTFOLIO MANAGEMENT BY 72.5%**
Cost can make a difference to your client, and your relationship.
While all investment decisions should be based on a broad set of objectives, such as risk tolerance and performance, we recognize that cost makes a difference. United Capital’s All-in-One portfolios are made available at a lower price point than other comparable solutions throughout our industry. Cost advantage portfolios can help make a positive impact on your investors’ returns, deepening the value you provide as their adviser.
Now ask yourself:
- Are clients asking you about the fees they pay for portfolio management?
- Are clients asking you about lower cost, self-directed alternatives?
- When will loyal clients reduce their allocation to you and start testing alternatives?
*Fee is the average of United Capital portfolios, ranging from as low as 0.15% up to 0.55% for a portfolio above $1 million.
** Hypothetical comparison, if the adviser moves to an all-in-one portfolios at United Capital.
If you had the opportunity to double your client base right now, could you?
As consumers’ awareness of embedded portfolio costs become heightened, the most intriguing and powerful force to open clients’ eyes to the cost of investing has been electronic RIAs, or robo-advisers*. Advisers at United Capital are equipped with the support they need to help their business thrive and add new value to their existing client relationships. Here are just a few of the support programs and tools available to United Capital Advisers:
*Source: The Cerulli Edge Q1 2015
Honest Conversations®
Identify clients’ fears and uncover what makes them happy:
- Engage with an interactive exercise
- Develop a clearly defined set of priorities
The Money Mind® Analyzer
Uncover your clients’ biases towards money:
- Demonstrate how biases impact financial decision
- Help improve decision-making abilities
Client Guidebook
Deliver recommendations electronically:
- Help clients track their progress online
- Provide a Financial Control Scorecard®